Will Getting a Personal Loan Hurt My Credit Score?

Taking out a personal loan can help you access cash in unexpected circumstances. Perhaps you have a medical expense or a pipe burst in your home — a personal loan... More

The Real Impact of Debt Consolidation on Your Credit Score

Your credit score is key in helping you achieve your financial goals. Several factors determine your credit score, including how much debt you have, how long you've had the debt,... More

10 Most Expensive Home Repairs (and How to Finance Them)

Unexpected home repairs always seem to happen at the wrong time, and you have to deal with them before they become more of a problem or impact the value of... More

Secured vs. Unsecured Loans: What's the Difference?

Knowing the difference between secured and unsecured loans can help you make a more informed decision about what's best for you. Learn more about each loan option and the factors... More

Identity Theft and Loan Fraud Prevention

Identity theft and fraud are prevalent in the U.S. and worldwide. In 2022, the Federal Trade Commission received 5.1 million reports of fraud, and 1.1 million related to identity theft alone. These cases continue... More

Pros and Cons of Declaring Bankruptcy

At times, you might feel overwhelmed when looking at your mounting debt repayments and considering bankruptcy — however, many others face the decision of filing for bankruptcy. It is an... More

How to Spend Your Tax Refund

How to Spend Your Tax Refund This YearEvery year, millions of Americans receive a surprise financial boost from the government in the form of a tax refund. While it might... More

What's The Difference Between FICO and Credit Score?

The FICO score is only one kind of credit score, and each credit score model has different methods, mathematical algorithms, or criteria for making the calculations. Again, your FICO scores... More

Cost of Dog Ownership: Budgeting for Your Furry Friend

Owning a dog has many physical and psychological benefits. They can change your life — many people who have dogs can't imagine living without one. Some of us never thought we... More

How to Make the Most of Tax Season | Atlas Credit Co

As a taxpayer, you might feel a little overwhelmed sometimes when tax season comes up.No one wants to pay any more than they have to, so you always want to... More

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