Will Getting a Personal Loan Hurt My Credit Score?

Taking out a personal loan can help you access cash in unexpected circumstances. Perhaps you have a medical expense or a pipe burst in your home — a personal loan... More

The Real Impact of Debt Consolidation on Your Credit Score

Your credit score is key in helping you achieve your financial goals. Several factors determine your credit score, including how much debt you have, how long you've had the debt,... More

10 Most Expensive Home Repairs (and How to Finance Them)

Unexpected home repairs always seem to happen at the wrong time, and you have to deal with them before they become more of a problem or impact the value of... More

Secured vs. Unsecured Loans: What's the Difference?

Knowing the difference between secured and unsecured loans can help you make a more informed decision about what's best for you. Learn more about each loan option and the factors... More

Identity Theft and Loan Fraud Prevention

Identity theft and fraud are prevalent in the U.S. and worldwide. In 2022, the Federal Trade Commission received 5.1 million reports of fraud, and 1.1 million related to identity theft alone. These cases continue... More

Does Refinancing Hurt Credit?

You can refinance your current loan for several reasons. While it may seem like the best option, refinancing is likely to lower your credit score temporarily.Discover how refinancing impacts your... More

Why You Should Start Your Holiday Shopping NOW

Even if you follow a carefully crafted budget for the whole year, the holiday season can leave your finances in shambles. Most of us tend to overspend once the holiday season... More

Understanding Credit Card Debt and How to Get Out of It

Credit cards have become a ubiquitous financial tool, offering convenience and flexibility. However, if you don't manage your use carefully, you may find your credit card debt out of control,... More

Pros and Cons of Declaring Bankruptcy

At times, you might feel overwhelmed when looking at your mounting debt repayments and considering bankruptcy — however, many others face the decision of filing for bankruptcy. It is an... More

How to Spend Your Tax Refund

How to Spend Your Tax Refund This YearEvery year, millions of Americans receive a surprise financial boost from the government in the form of a tax refund. While it might... More

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