Our Hours

Monday 8:30AM - 5:30PM
Tuesday 8:30AM - 5:30PM
Wednesday 8:30AM - 5:30PM
Thursday 8:30AM - 5:30PM
Friday 8:30AM - 5:30PM
Saturday Closed
Sunday Closed

Atlas Credit Store #53

321 S Colorado St
Lockhart, TX 78644

(512) 398-3835

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Our Lockhart, TX Branch Welcomes you!

We’re here to help you find the loan that’s right for you.

Personal Loans Online

Find Personal Loans in Lockhart

As a provider of personal loans in Texas and Oklahoma, we help you get the money you need to pay down bills, reduce debt or save for vacation.

Fast & Simple

Fast, Easy & Convenient

You need just a few minutes to fill out our online application. We get back to you with our decision quickly. You could even get your money within 24 hours.

Have Questions

Have Questions? 

Find the answers to your questions in our FAQs or give us a call at our Lockhart location. You also can stop by to talk.

About Atlas Credit in Lockhart, TX

Visit Us on 321 S. Colorado Street in Lockhart

Atlas Credit provides personal loans to people in Lockhart, TX and the surrounding areas. Our sterling reputation as a lender you can trust relies on the straightforward, honest attitude we bring to every transaction. We know that you will trust us when we demonstrate transparency, and we want to put you at ease. Customer service is our No. 1 priority in every interaction. If we can do something to help you, let us know, and we'll do it.

We offer loans ranging from $100 to $1,400. The smaller loans can be taken as starter loans, which provide an ideal way for people with poor credit to rebuild their credit scores. Making small payments on your loan each month shows you are a reasonable risk. It reassures lenders that you are capable of managing longer-term responsibility. All we require from you is the ability to make payments and a willingness to repay your loan.

Part of our appeal to customers is that we genuinely care about them. When you walk into our Colorado Street location, we greet you by name and ask about your family. We enjoy getting to know the people we lend to, and they appreciate our efforts to learn more about them. Part of this honest approach to lending means no unfair practices. We won't stick misleading clauses into the fine print of your loan. We care about integrity in every interaction.

We have loan plans such as starter, signature and installment loans. We'll talk to you about which one would fit your budget the best and determine a repayment schedule that also stays within your financial means. We want you to succeed in raising your credit score and repaying your loan. Contact one of our representatives today to discuss our loan options.

Personal Loan Blog

Why Get a Personal Loan in Lockhart, Texas?

When you take out a personal loan from Atlas Credit, you have the freedom to decide how to use your money. You can do anything you like with it. Most of our customers use their personal loans to pay down debt or address lingering bills. For instance, if you were sick a few months ago and underwent expensive testing at the hospital, you can pay off a big chunk of that bill with your personal loan.

You will feel more at ease when you have the means to address your debt, and borrowing from us is much more preferable than using a payday lender. They can have very high interest rates and use aggressive collection techniques that make people uncomfortable. By contrast, we are fair and honest in every interaction and want to help you in any way we can. 

More About Why You Should Take out a Personal Loan

Installment Loans Blog

Personal Loans for Low-Income Earners

A low-paying job doesn't make you any less important than someone who earns more, but it can still present many challenges when it comes to being able to pay your bills. 

In many cases, low-income earners need to supplement their earnings to make ends meet. A personal loan offers the perfect opportunity to do so. When you take out a loan from us, you can rebuild bad credit by demonstrating a commitment to repay what you have borrowed. You also show you are a better risk for lenders. A sustained effort to repay your loan over time could allow you to take out bigger loans down the line and help you get ahead financially.  

Learn More About Navigating the Financial World

Recent Reviews About Atlas Credit

See why people choose Atlas Credit in Lockhart for their installment loans.

  • Very good customer service! Will refer to all of friends!


    Shelley Verner - Tyler, TX
  • The staff is nice and considerate. It's a great company to do business.


    Mary Tyler - Tyler, TX
  • Helped with a little cash when I needed it and built my credit at the same time. Win win!


    Rhonda Woods - Lockhart, TX
  • Best company hands down. So sweet and kind. Ask how our family is. Amazing!


    Ashley Murphy - Lockhart, TX
  • Great people there who will help you when needed.


    Tony Baggett - Tyler, TX
  • Amazing service and friendly customer service. Quick and helpful for all questions asked!


    Arian Lozano - Zapata, TX
  • Super awesome customer service. Always a good and positive environment. No hassle at all. Would definitely recommend!


    Brandi Eckols - Seguin, TX
  • Great customer service and very professional. I would recommend them highly.


    Mike Ice - Ennis, TX
  • Awesome place to get loans! Very, very friendly staff! And always well decorated!


    Itzyanna Martinez - La Joya, TX
  • Great place to get a loan. Very fast, and awesome customer service! Plus you get free money if you refer a friend.


    Iliana Zamora - Pharr, TX
  • Nice staff. Clean place. I recommend these folks!


    Carlton Cummins - Tyler, TX
  • Wonderful place, Awesome staff. I would highly recommend them to anyone that is needed a loan.


    Tammy Willis - Temple, TX
  • Good people to take out a loan with... love them ... thank you guys!


    Marie Nunez - Lockhart, TX
  • They are the best... Friendly great service!


    Annie Marie - Tyler, TX
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