Our Hours

Monday 8:30AM - 5:30PM
Tuesday 8:30AM - 5:30PM
Wednesday 8:30AM - 5:30PM
Thursday 8:30AM - 5:30PM
Friday 8:30AM - 5:30PM
Saturday Closed
Sunday Closed

Atlas Credit Store #6

120 E Lufkin Ave
Lufkin, TX 75901

(936) 634-4262

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Our Lufkin, TX Branch Welcomes you!

We’re here to help you find the loan that’s right for you.

Personal Loans Online

Personal Loans in Lufkin, TX

We are one of the most trusted loan places in Lufkin, Texas, offering personal loans to people with bad credit. We are not a payday lender.

Fast & Simple

Skip the Lines and Apply Now

You can apply for our loans online by filling out our application form. It only takes minutes, and you might even be able to get an answer back in less than 24 hours.

Have Questions

Have Questions About Our Personal Loans?

Look over our FAQs to find answers or stop by Atlas Credit to speak with one of our friendly representatives. You can also give us a call.

About Atlas Credit in Lufkin, TX

Find Our Lufkin Location on 120 E Lufkin Ave.

At Atlas Credit, we care about integrity. Customer service is our top priority. To us, that means practicing transparency and being honest with our customers during each step of the loan process. We spell out all the terms in your loan contract, and we answer your questions about them. Our customers should feel confident and informed when they borrow with us. By working closely with you, we get you the money you need, and you feel good about your experience.

At our location on East Lufkin Avenue, we make you feel welcome. We get to know you as a person, and we discuss your financial goals and vision for the future. Then we help you select a loan that will bring you closer to those aims. We have starter, signature and installment loans. Finding the right one for you can set you up for future success. Our representatives also work with you to create a repayment schedule that fits within your budget. You won't get any surprises with your loan.

You can borrow amounts ranging from $100 to $1,400, enough to pay off lingering debt or even give you a good start on saving up for a vacation. Our terms are more favorable than a credit card's, so you pay less interest on what you borrow. We lend to people with bad credit, too. You may feel embarrassed by your low credit score, but it tells us nothing about you as a person. We look for your willingness and commitment to paying back a loan.

When we see that, we will lend to you. We offer you the opportunity to rebuild your credit by showing that you can make consistent payments. A small starter loan may be just the right option for you to improve your credit rating. Visit Atlas Credit at our Lufkin, Texas location today to discuss the terms of a loan and fill out an application.

Personal Loan Blog

Need Cash Right Away? A Personal Loan in Lufkin, TX Can Help

We lend to legal adults who hold steady jobs. We understand that your past credit history does not predict what you will do in the future, so instead, we look for if your current motivation to pay back a loan.  You may have suffered a difficult period when you had high bills and fell behind in all your payments. By taking out a personal loan, you can get back ahead. 

We are one of the most trusted loan companies in Lufkin, Texas for a reason. We can help you with any needs, such as repaying credit card debt or finally paying off a lingering medical bill. Our loans come in handy in an emergency, such as if you need to pay for a dental procedure or new tires for your car. The flexibility and quick decision-making for our personal loans make them an excellent choice. 

What You Can Do When You Need Cash Fast

Installment Loans Blog

Boosting a Low Credit Score

Many Americans have low credit scores. Sometimes they rack up credit card debt when they are young without understanding how damaging it can be. Often a low credit score reflects a time of struggle when someone had to choose between paying the electric bill or buying food. 

We understand that a low credit score can happen to good people, so we consider much more than your credit when considering your loan application. A personal loan can help you repair your bad credit by showing you can pay consistently on a debt, which can help you to qualify for larger loans in the future and get you back to where you want to be financially. 

Find out More About Raising Your Credit Score

Recent Reviews About Atlas Credit

See why people choose Atlas Credit in Lufkin for their installment loans.

  • Very good customer service! Will refer to all of friends!

    Shelley Verner - Tyler, TX
  • The staff is nice and considerate. It's a great company to do business.

    Mary Tyler - Tyler, TX
  • Helped with a little cash when I needed it and built my credit at the same time. Win win!

    Rhonda Woods - Lockhart, TX
  • Best company hands down. So sweet and kind. Ask how our family is. Amazing!

    Ashley Murphy - Lockhart, TX
  • Great people there who will help you when needed.

    Tony Baggett - Tyler, TX
  • Amazing service and friendly customer service. Quick and helpful for all questions asked!

    Arian Lozano - Zapata, TX
  • Super awesome customer service. Always a good and positive environment. No hassle at all. Would definitely recommend!

    Brandi Eckols - Seguin, TX
  • Great customer service and very professional. I would recommend them highly.

    Mike Ice - Ennis, TX
  • Awesome place to get loans! Very, very friendly staff! And always well decorated!

    Itzyanna Martinez - La Joya, TX
  • Great place to get a loan. Very fast, and awesome customer service! Plus you get free money if you refer a friend.

    Iliana Zamora - Pharr, TX
  • Nice staff. Clean place. I recommend these folks!

    Carlton Cummins - Tyler, TX
  • Wonderful place, Awesome staff. I would highly recommend them to anyone that is needed a loan.

    Tammy Willis - Temple, TX
  • Good people to take out a loan with... love them ... thank you guys!

    Marie Nunez - Lockhart, TX
  • They are the best... Friendly great service!

    Annie Marie - Tyler, TX
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