Our Hours

Monday 8:30AM - 5:30PM
Tuesday 8:30AM - 5:30PM
Wednesday 8:30AM - 5:30PM
Thursday 8:30AM - 5:30PM
Friday 8:30AM - 5:30PM
Saturday Closed
Sunday Closed

Atlas Credit Store #55

2730 E Grant St Ste A
Roma, TX 78584

(956) 849-1838

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Our Roma, TX Branch Welcomes you!

We’re here to help you find the loan that’s right for you.

Personal Loans Online

Get a Personal Loan Today

We offer personal loans in Roma, Texas to people with bad credit. We provide more favorable terms than payday lenders.

Fast & Simple

Quick & Easy

It will take you a short time to fill out our online application for a loan. You hear back from us fast, too — sometimes within the same day you apply.

Have Questions

We Have a Transparent Loan Process

Our honest, straightforward approach to lending makes it easy to understand our processes. Look over our FAQs, visit our location today or call us for more information.

About Atlas Credit in Roma, TX

Visit Us On 2730 East Grant St

Atlas Credit has earned a reputation as one of the most trustworthy personal loan lenders in Oklahoma and Texas. We are proud of that because it reflects our dedication to our customers. With more than five decades of experience, we continue to uphold the ideals we were founded on by treating every customer who walks through our door with the same respect and dignity.

We offer loans to people who have had trouble borrowing in the past. Our customers have often been turned down by multiple lenders and credit card companies. Because we do things differently than other loan companies, people come to us with a dream, and we help make it happen. We consider more than your credit history when weighing whether to approve your loan. We look at your willingness to repay the loan. People with a steady job who want to make on-time payments often receive approval.

You can rebuild your credit score when you borrow from Atlas Credit. We offer loan amounts between $100 and $1,400, repaid over a term of five to 12 months. Your conditions depend on whether you take out a starter, installment or signature loan. We work with you to create a loan repayment schedule that works with your budget. When you make on-time payments each month, you rebuild your credit score, showing you are a better risk for lenders.

The contracts we offer lay out all the terms of your loan clearly. You will understand what is expected of you each month. We never use confusing or misleading terminology in our contracts. Everything is simple to understand, so when you receive your money, you know the exact terms of the loan. Want to learn more about our loan process? Visit our location on East Grant Street in Roma to talk to one of our friendly representatives.

Personal Loan Blog

Our Personal Loans in Roma Can Help You Get Ahead

For those who live paycheck to paycheck, a personal loan provides an opportunity to secure badly needed funds. You can use a personal loan to pay off mounting debt, such as on credit cards or medical bills, that you can't address when money is tight. Removing that debt from your monthly budget allows you to save more. You can set up an automatic savings account that takes even $5 to $10 per week and puts it away. Anyone can afford that.

You can set yourself up for the future by finding new ways to save or make money. Track your expenses, so you understand why your budget gets tight. Pledge to stop using your credit cards. Plastic creates a debt that's too easy to push off when the monthly bills hit your mailbox. When you commit to buying only with cash, you will eliminate the high interest payments that come with credit cards, too.

More About How to Avoid Living Paycheck to Paycheck

Installment Loans Blog

Ways to Get the Money You Need 

When you need money, there are ways to get it, such as a personal loan. That can be enough to get the cash you require right now — and put you on a path to being able to save more.

You also can find other ways to secure the money you need in an emergency or to pay off debt. Try looking for extra money by taking jobs on the side. Perhaps you love to sew. You can do tailoring or make cute outfits to sell. If you use your imagination, you can think of many ways to get money, in addition to taking out a personal loan when you need it.

Learn More About Finding the Cash You Need Now

Recent Reviews About Atlas Credit

See why people choose Atlas Credit in Roma for their installment loans.

  • Very good customer service! Will refer to all of friends!

    Shelley Verner - Tyler, TX
  • The staff is nice and considerate. It's a great company to do business.

    Mary Tyler - Tyler, TX
  • Helped with a little cash when I needed it and built my credit at the same time. Win win!

    Rhonda Woods - Lockhart, TX
  • Best company hands down. So sweet and kind. Ask how our family is. Amazing!

    Ashley Murphy - Lockhart, TX
  • Great people there who will help you when needed.

    Tony Baggett - Tyler, TX
  • Amazing service and friendly customer service. Quick and helpful for all questions asked!

    Arian Lozano - Zapata, TX
  • Super awesome customer service. Always a good and positive environment. No hassle at all. Would definitely recommend!

    Brandi Eckols - Seguin, TX
  • Great customer service and very professional. I would recommend them highly.

    Mike Ice - Ennis, TX
  • Awesome place to get loans! Very, very friendly staff! And always well decorated!

    Itzyanna Martinez - La Joya, TX
  • Great place to get a loan. Very fast, and awesome customer service! Plus you get free money if you refer a friend.

    Iliana Zamora - Pharr, TX
  • Nice staff. Clean place. I recommend these folks!

    Carlton Cummins - Tyler, TX
  • Wonderful place, Awesome staff. I would highly recommend them to anyone that is needed a loan.

    Tammy Willis - Temple, TX
  • Good people to take out a loan with... love them ... thank you guys!

    Marie Nunez - Lockhart, TX
  • They are the best... Friendly great service!

    Annie Marie - Tyler, TX
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