Our Hours

Monday 8:30AM - 5:30PM
Tuesday 8:30AM - 5:30PM
Wednesday 8:30AM - 5:30PM
Thursday 8:30AM - 5:30PM
Friday 8:30AM - 5:30PM
Saturday Closed
Sunday Closed

Atlas Credit Store #24

211 E Commerce St
Jacksonville, TX 75766

(903) 589-0144

Apply For a Loan
Get Directions

Our Jacksonville, TX Branch Welcomes you!

We’re here to help you find the loan that’s right for you.

Personal Loans Online

We Offer Personal Loans

Atlas Credit is a personal loan lender operating in Oklahoma and Texas. We provide loans to people with bad credit. We are not a payday lender.

Fast & Simple

Fast & Convenient

It only takes a few minutes to fill out our online application form. We make decisions quickly, and you could have your money on the same day.

Have Questions

Find out More

Look over our FAQs to get information about our loan process and repayment schedule. You can also stop by our Jacksonville office or give us a call to discuss a loan.

About Atlas Credit in Jacksonville, TX

Visit us at 211 E. Commerce St. in Jacksonville

As a trusted loan provider in Texas and Oklahoma, we serve low-income individuals and people with bad credit, connecting them with the money they need to improve their circumstances. We prioritize transparency in our customer relationships. Our straightforward communication and simple language ensure you understand everything about your loan. Ask us any question, and we can provide a reliable and honest answer. We never put terms in small print or change the terms of a deal at the last moment.

Many of our customers have learned the hard way not to deal with payday lenders. They do not act in your best interest and can take advantage of people with bad credit who need loans in Jacksonville, TX. Instead, you can come to our office on Commerce Street and speak with our friendly representatives about your lending needs. We have conversations about your needs instead of one-way sales pitches. We listen to what you say, and we act on it to give you a loan that fits your needs.

We can offer any amount from $100 to $1,400. We have starter, installment and signature loans, depending on your needs. When you visit our Jacksonville location, you can tell us about your current job and how you will make payments on your loan. We consider your ability and willingness to repay a loan more important than your credit history.

When you take out a loan with us, you also earn the opportunity to rebuild your credit. By making on-time payments, you show future lenders that you are a reasonable risk for a loan. Our confidence in you repays itself in time, and you could eventually be able to take out more significant sums of money with other lenders. Get in touch with one of our representatives today to get your application started or fill it out online.

Personal Loan Blog

How to Qualify for a Personal Loan in Jacksonville, Texas

Our customers all have different reasons for taking out loans. You may need to pay bills stemming from a medical or dental procedure, or perhaps you need to buy a new car, and you want to use the money to help with a down payment. You might also want to use a loan to purchase a special gift or put toward a vacation. Our lending agreements are much less aggressive than what you will find at a payday lender, and you can use the funds however you'd like. Personal loans provide you with a good experience when you need to get the money that could change your life. 

When you want to apply for a loan with us at Atlas Credit, the process is simple. There some specific requirements to qualify, though, such as age, employment status and where you reside. However, your credit score is not one of the components we look at to determine your loan eligibility.

More About Qualifying for One of Our Personal Loans

Installment Loans Blog

Use Personal Loans to Erase Your Debt

Many people rack up credit card debt. You may have every intention of paying it off quickly, but perhaps you lose your job, or you have to use a credit card to pay off a significant debt, like a student loan. You suddenly find it difficult to keep up with the payments, and your debt balloons. 

You can use personal loans to pay off credit card debt. The interest rates charged for credit cards are often much higher than those for personal loans. Stop using your credit card and concentrate on reducing your debt. Paying off your credit cards will allow you to save more money for the future and improve your credit rating. 

Learn More About Getting out of Debt

Recent Reviews About Atlas Credit

See why people choose Atlas Credit in Jacksonville for their installment loans.

  • Very good customer service! Will refer to all of friends!


    Shelley Verner - Tyler, TX
  • The staff is nice and considerate. It's a great company to do business.


    Mary Tyler - Tyler, TX
  • Helped with a little cash when I needed it and built my credit at the same time. Win win!


    Rhonda Woods - Lockhart, TX
  • Best company hands down. So sweet and kind. Ask how our family is. Amazing!


    Ashley Murphy - Lockhart, TX
  • Great people there who will help you when needed.


    Tony Baggett - Tyler, TX
  • Amazing service and friendly customer service. Quick and helpful for all questions asked!


    Arian Lozano - Zapata, TX
  • Super awesome customer service. Always a good and positive environment. No hassle at all. Would definitely recommend!


    Brandi Eckols - Seguin, TX
  • Great customer service and very professional. I would recommend them highly.


    Mike Ice - Ennis, TX
  • Awesome place to get loans! Very, very friendly staff! And always well decorated!


    Itzyanna Martinez - La Joya, TX
  • Great place to get a loan. Very fast, and awesome customer service! Plus you get free money if you refer a friend.


    Iliana Zamora - Pharr, TX
  • Nice staff. Clean place. I recommend these folks!


    Carlton Cummins - Tyler, TX
  • Wonderful place, Awesome staff. I would highly recommend them to anyone that is needed a loan.


    Tammy Willis - Temple, TX
  • Good people to take out a loan with... love them ... thank you guys!


    Marie Nunez - Lockhart, TX
  • They are the best... Friendly great service!


    Annie Marie - Tyler, TX
Read More Reviews

Ready to get your money fast?

Apply for a personal loan, get your rate in minutes!

Apply for a Loan!