Our Hours

Monday 8:30AM - 5:30PM
Tuesday 8:30AM - 5:30PM
Wednesday 8:30AM - 5:30PM
Thursday 8:30AM - 5:30PM
Friday 8:30AM - 5:30PM
Saturday Closed
Sunday Closed

Atlas Credit Store #38

1308 US-83 #1
Zapata, TX 78076


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Our Zapata, TX Branch Welcomes you!

We’re here to help you find the loan that’s right for you.

Personal Loans Online

Get Online Personal Loans

We are not a payday lender. We offer personal loans to residents of Zapata and nearby areas.

Fast & Simple

Fast & Easy

It takes just a few minutes to apply for one of our loans online. We make decisions quickly, and sometimes you can even get your money the same day you fill out your application.

Have Questions

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Want to know more details about our loan or repayment processes? Read our FAQs, stop by our Zapata office or call us today.

About Atlas Credit in Zapata, TX

Find Us In Zapata at 1102 Hwy 83 #1

Atlas Credit provides personal loans to people regardless of their credit scores. Our honesty sets us apart from other personal loan providers. With a commitment to transparency throughout the process, we will never overload you with fine print or exaggerate our terms of service. You are important to us. In every transaction, we focus on the customer. We are 100% committed to providing you with the most helpful, courteous and respectful service throughout the loan process.

When you visit our Zapata location on Highway 83, we treat you with dignity throughout your entire visit. We will explain the application and loan process and answer any questions you have about repayments. We offer personal loans ranging from $100 to $1,400, with repayment schedules that fit into your personal budget. Our flexibility and eagerness to work with you to establish the best loan make the entire process a pleasant one.

Our team in Zapata understands that not everyone has perfect credit. We believe bad credit shouldn't stand in the way of securing personal loans. We consider other factors in addition to your credit history. If you have a job and the means to repay the loan, we want to give you the money you need. Our fair terms help our customers rebuild their credit, too, which will help them in the future.

The credit application process is fast. You can apply and hear back from us on the same day by using our online application, applying over the phone or coming to our office in Zapata, TX. We make decisions so quickly that you may even get your money the same day you apply. We love seeing the impact a personal loan can have on our valued customers. Visit Atlas Credit today to discuss your personal loan opportunities.

Personal Loan Blog

Getting a Personal Loan in Zapata, TX

As long as you have a job and are a legal adult, you are a promising candidate for a loan with Atlas Credit in Zapata. When you apply for a personal loan, you can use the money for whatever you need. People sometimes fall behind with their bills after an unanticipated event, such as a sudden illness or an expensive car repair. A loan can help you get back on track, bridging the gap between your paycheck and outstanding expenses you can't cover.

Our customers sometimes also use our loans for something fun. Maybe it's been years since you went on a real vacation. You deserve to take some time off and enjoy yourself. With a personal loan, you can finance a fun trip and even have enough left over to put toward holiday gifts. Careful planning can help you stretch your personal loan and find the best way to use that money.

More About Personal Loans

Installment Loans Blog

Should You Get a Personal Loan When You Have Bad Credit?

Atlas Credit considers more than just your credit history when you apply for personal loans. Don't stop yourself from filling out an application just because you have bad credit. A personal loan offers a way to repair your credit history by showing you can repay a debt steadily and incrementally over time.

Starting with a small personal loan allows you to demonstrate your trustworthiness without plunging yourself back into debt. You can immediately afford things that may have been out of reach previously. A loan will enable you to get ahead financially to a place you had only dreamed of a few months ago. Our small personal loans require small monthly payments, so you won't stress your budget and you'll still be able to build your credit score back up.

More About Getting Personal Loans With Bad Credit

Recent Reviews About Atlas Credit

See why people choose Atlas Credit in Zapata for their installment loans.

  • Very good customer service! Will refer to all of friends!

    Shelley Verner - Tyler, TX
  • The staff is nice and considerate. It's a great company to do business.

    Mary Tyler - Tyler, TX
  • Helped with a little cash when I needed it and built my credit at the same time. Win win!

    Rhonda Woods - Lockhart, TX
  • Best company hands down. So sweet and kind. Ask how our family is. Amazing!

    Ashley Murphy - Lockhart, TX
  • Great people there who will help you when needed.

    Tony Baggett - Tyler, TX
  • Amazing service and friendly customer service. Quick and helpful for all questions asked!

    Arian Lozano - Zapata, TX
  • Super awesome customer service. Always a good and positive environment. No hassle at all. Would definitely recommend!

    Brandi Eckols - Seguin, TX
  • Great customer service and very professional. I would recommend them highly.

    Mike Ice - Ennis, TX
  • Awesome place to get loans! Very, very friendly staff! And always well decorated!

    Itzyanna Martinez - La Joya, TX
  • Great place to get a loan. Very fast, and awesome customer service! Plus you get free money if you refer a friend.

    Iliana Zamora - Pharr, TX
  • Nice staff. Clean place. I recommend these folks!

    Carlton Cummins - Tyler, TX
  • Wonderful place, Awesome staff. I would highly recommend them to anyone that is needed a loan.

    Tammy Willis - Temple, TX
  • Good people to take out a loan with... love them ... thank you guys!

    Marie Nunez - Lockhart, TX
  • They are the best... Friendly great service!

    Annie Marie - Tyler, TX
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