Our Hours

Monday 8:30AM - 5:30PM
Tuesday 8:30AM - 5:30PM
Wednesday 8:30AM - 5:30PM
Thursday 8:30AM - 5:30PM
Friday 8:30AM - 5:30PM
Saturday Closed
Sunday Closed

Atlas Credit Store #9

1414 Dallas Ave
McAllen, TX 78501

(956) 687-8161

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Our Mcallen, TX Branch Welcomes you!

We’re here to help you find the loan that’s right for you.

Personal Loans Online

Find Personal Loans in McAllen, TX

As one of the most trusted loan companies in McAllen, we lend to people with bad credit. We are not a payday lender.

Fast & Simple

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Filling out an online application takes just a few minutes. You could receive approval in less than 24 hours.

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Talk to a representative at Atlas Credit about our loan process and repayment schedules. Call us or stop at our McAllen branch. You can also check out our FAQs.

About Atlas Credit in McAllen, TX

Find Us at 1414 Dallas Ave

Integrity is a critical part of any financial deal. When you take out a loan from Atlas Credit in McAllen, you receive the transparency and honesty you deserve. We treat everyone who walks through our doors with dignity — we want to get you the money you need to change your life. When you apply for a loan with us, you connect with an honest company that cares about doing things the right way.

We care about you as a person, too. We take our time during every meeting to learn more about you and what you want to do with your loan. Each loan we approve is tailored to the recipient's budget. Your repayment schedule will fit into your financial agenda. We want your payments to feel manageable and not intimidating. Too often, people who have been rejected by other financial institutions feel wary of signing for a loan. Our honesty and straightforward approach will reassure you.

We don't hide any confusing language in the small print of your contract, and we won't make any last-minute switches in the document. We want you to trust that we have your best interests at heart. Mutual trust builds stronger relationships than fear or uncertainty — which payday lenders often prey on. This leads to an unpleasant situation. We, however, want you to feel confident in your relationship with us.

Come to our location on Dallas in McAllen, and we can discuss the amount of your loan. We offer $100 to $1,400, and you can decide which one fits your needs. We don't care about bad credit. We care about whether you are committed to paying off this loan. If we see a willingness to work together, we want to lend you money. Contact one of our representatives today to learn more about Atlas Credit.

Personal Loan Blog

Why Choose a Personal Loan in McAllen, Texas?

When you borrow money from us, you can use it for any purpose you would like. Do you have credit card debt left over from years before? Wipe it out with your personal loan. Maybe you have a large medical bill you need to pay off. A personal loan can help you start over by paying your debts and allowing you to begin saving money for the future. 

You may also want to put your money toward something fun. Saving for a family vacation can take a long time, but with a personal loan, you can access that money right now. As long as you are a legal adult, and you have a reliable source of income, such as a steady job, we will consider you for a loan.  

More About Personal Loans

Installment Loans Blog

Establish Credit or Improve Credit With a Personal Loan

Getting personal loans in McAllen can help you establish or repair your credit. If you have never had a credit card, you may not have credit. No credit can be as harmful as having bad credit. You need to show you are responsible and capable of paying back a loan. You can do this with a starter loan from Atlas Credit.

A starter loan is a small loan you can pay back relatively quickly. By making on-time payments, you show you can handle the responsibility of a loan and can repair or establish credit. In the future, you may qualify for bigger loans based on how this one goes. Financial institutions like to see evidence of commitment and steady payments. Use our personal loans to build your credit and become a better risk in the future. 

Learn More About Building Your Credit

Recent Reviews About Atlas Credit

See why people choose Atlas Credit in Mcallen for their installment loans.

  • Very good customer service! Will refer to all of friends!


    Shelley Verner - Tyler, TX
  • The staff is nice and considerate. It's a great company to do business.


    Mary Tyler - Tyler, TX
  • Helped with a little cash when I needed it and built my credit at the same time. Win win!


    Rhonda Woods - Lockhart, TX
  • Best company hands down. So sweet and kind. Ask how our family is. Amazing!


    Ashley Murphy - Lockhart, TX
  • Great people there who will help you when needed.


    Tony Baggett - Tyler, TX
  • Amazing service and friendly customer service. Quick and helpful for all questions asked!


    Arian Lozano - Zapata, TX
  • Super awesome customer service. Always a good and positive environment. No hassle at all. Would definitely recommend!


    Brandi Eckols - Seguin, TX
  • Great customer service and very professional. I would recommend them highly.


    Mike Ice - Ennis, TX
  • Awesome place to get loans! Very, very friendly staff! And always well decorated!


    Itzyanna Martinez - La Joya, TX
  • Great place to get a loan. Very fast, and awesome customer service! Plus you get free money if you refer a friend.


    Iliana Zamora - Pharr, TX
  • Nice staff. Clean place. I recommend these folks!


    Carlton Cummins - Tyler, TX
  • Wonderful place, Awesome staff. I would highly recommend them to anyone that is needed a loan.


    Tammy Willis - Temple, TX
  • Good people to take out a loan with... love them ... thank you guys!


    Marie Nunez - Lockhart, TX
  • They are the best... Friendly great service!


    Annie Marie - Tyler, TX
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