Will Getting a Personal Loan Hurt My Credit Score?
Taking out a personal loan can help you access cash in unexpected circumstances. Perhaps you have a medical expense or a pipe burst in your home — a personal loan... More
The Real Impact of Debt Consolidation on Your Credit Score
Your credit score is key in helping you achieve your financial goals. Several factors determine your credit score, including how much debt you have, how long you've had the debt,... More
10 Most Expensive Home Repairs (and How to Finance Them)
Unexpected home repairs always seem to happen at the wrong time, and you have to deal with them before they become more of a problem or impact the value of... More
Secured vs. Unsecured Loans: What's the Difference?
Knowing the difference between secured and unsecured loans can help you make a more informed decision about what's best for you. Learn more about each loan option and the factors... More
Identity Theft and Loan Fraud Prevention
Identity theft and fraud are prevalent in the U.S. and worldwide. In 2022, the Federal Trade Commission received 5.1 million reports of fraud, and 1.1 million related to identity theft alone. These cases continue... More
Does Refinancing Hurt Credit?
You can refinance your current loan for several reasons. While it may seem like the best option, refinancing is likely to lower your credit score temporarily.Discover how refinancing impacts your... More
Why You Should Start Your Holiday Shopping NOW
Even if you follow a carefully crafted budget for the whole year, the holiday season can leave your finances in shambles. Most of us tend to overspend once the holiday season... More
Understanding Credit Card Debt and How to Get Out of It
Credit cards have become a ubiquitous financial tool, offering convenience and flexibility. However, if you don't manage your use carefully, you may find your credit card debt out of control,... More
Pros and Cons of Declaring Bankruptcy
At times, you might feel overwhelmed when looking at your mounting debt repayments and considering bankruptcy — however, many others face the decision of filing for bankruptcy. It is an... More
How to Spend Your Tax Refund
How to Spend Your Tax Refund This YearEvery year, millions of Americans receive a surprise financial boost from the government in the form of a tax refund. While it might... More
