Our Hours

Monday 8:30AM - 5:30PM
Tuesday 8:30AM - 5:30PM
Wednesday 8:30AM - 5:30PM
Thursday 8:30AM - 5:30PM
Friday 8:30AM - 5:30PM
Saturday Closed
Sunday Closed

Atlas Credit Store # 83

5301 Midlothian Turnpike
Richmond, VA 23225


Apply For a Loan
Get Directions

Our Richmond, VA Branch Welcomes you!

We’re here to help you find the loan that’s right for you.

Personal Loans Online

Atlas Credit is not a payday lender. We provide personal loans in Richmond, VA, up to $1,400 to help you cover large bills and unexpected expenses. While payday lenders only cover small amounts, we help you pay for bigger costs.

Fast & Simple

Easy Applications and Fast Approval

Our online presence makes it easy to fill out an application as soon as you're ready for a loan. Plus, our fast approval process gets your loan to you right away. You can fill out an application now and receive approval in as little as a few minutes.

Have Questions

We Answer All Your Questions

When you work with us, we want you to feel informed every step of the way. We tell you everything you need to know about personal loans and our verification process on our FAQ page. Our team is also ready to respond to any other questions you might have.

About Atlas Credit in Richmond

Atlas Credit is a trustworthy online lender that delivers loans in Richmond, VA, to those who need money fast. Our flexible approval process makes our personal loans accessible to people with a range of financial backgrounds. Take a closer look at our application process and why you can count on us.

We understand that managing your credit score isn't always easy, and when it takes a dive, it can make it more challenging to get a loan and stay on top of expenses. At Atlas Credit, we look at more than your credit score during approval. We consider your income and ability to pay, allowing you to cover immediate costs, even when your credit isn't at its best.

Once you've been approved for one of our loans, we'll offer an amount that you can handle with your earnings. You won't owe more than you can pay, and our customer service team will set up a payment schedule you can manage. With low monthly payments, you can repay your loan on time and rebuild your credit score. Atlas Credit helps you develop financial wellness for the future.

Of all the loan places in Richmond, VA, why should you choose Atlas Credit? Beyond our accessibility, we also have your best interests in mind. Our customer service team is here to guide you every step of the way. With our support, you can feel confident about your financial decisions and manage your loan like a pro. If you have questions for us, call us at 1-844-4MY-LOAN.

Personal Loan Blog

The Many Advantages of Online Personal Loans

Online personal loans from Atlas Credit are beneficial for people of all financial backgrounds. If the convenient application isn't enough to persuade you, consider our accessibility to those with bad credit, lower interest rates, and personalized repayment schedules. 

With our personal loans, managing your finances is simple. Plus, our team provides the support you need to handle your payments. We offer more favorable terms than most credit cards, so we're an excellent option when you're in a pinch. 

Read More About the Great Benefits of Online Personal Loans

Installment Loans Blog

All About Investing and Why It Matters

Atlas Credit is your resource for loans in Richmond, VA, but we also want to give you tips and tricks for financial success. With our personal loans, you can cover your expenses with a payment plan you can handle. Our setup can help you build your credit score, which is a key to financial wellness, but what about investing?

Investing helps you save money in the long term, making it possible to sidestep loan needs later in life. We give you a summary of the importance of investing and what techniques you can use to start investing your money today. 

Learn More About How and Why You Should Start Investing

Contact Us for Loans in Richmond, VA

When you work with Atlas Credit, you know you are partnering with a direct lender you can trust. We want to see you succeed with your finances and not fall further into debt. If you need cash to help you cover your expenses, our team will help you through the application and quick approval process. Ready to get started? Fill out an application today and get your money when you need it. 

Recent Reviews About Atlas Credit

See why people choose Atlas Credit in Richmond for their installment loans.

  • Very good customer service! Will refer to all of friends!

    Shelley Verner - Tyler, TX
  • The staff is nice and considerate. It's a great company to do business.

    Mary Tyler - Tyler, TX
  • Helped with a little cash when I needed it and built my credit at the same time. Win win!

    Rhonda Woods - Lockhart, TX
  • Best company hands down. So sweet and kind. Ask how our family is. Amazing!

    Ashley Murphy - Lockhart, TX
  • Great people there who will help you when needed.

    Tony Baggett - Tyler, TX
  • Amazing service and friendly customer service. Quick and helpful for all questions asked!

    Arian Lozano - Zapata, TX
  • Super awesome customer service. Always a good and positive environment. No hassle at all. Would definitely recommend!

    Brandi Eckols - Seguin, TX
  • Great customer service and very professional. I would recommend them highly.

    Mike Ice - Ennis, TX
  • Awesome place to get loans! Very, very friendly staff! And always well decorated!

    Itzyanna Martinez - La Joya, TX
  • Great place to get a loan. Very fast, and awesome customer service! Plus you get free money if you refer a friend.

    Iliana Zamora - Pharr, TX
  • Nice staff. Clean place. I recommend these folks!

    Carlton Cummins - Tyler, TX
  • Wonderful place, Awesome staff. I would highly recommend them to anyone that is needed a loan.

    Tammy Willis - Temple, TX
  • Good people to take out a loan with... love them ... thank you guys!

    Marie Nunez - Lockhart, TX
  • They are the best... Friendly great service!

    Annie Marie - Tyler, TX
Read More Reviews

Ready to get your money fast?

Apply for a personal loan, get your rate in minutes!

Apply for a Loan!