Our Hours

Monday 8:30AM - 5:30PM
Tuesday 8:30AM - 5:30PM
Wednesday 8:30AM - 5:30PM
Thursday 8:30AM - 5:30PM
Friday 8:30AM - 5:30PM
Saturday Closed
Sunday Closed

Atlas Credit Store #41

311 E Moore Ave
Terrell, TX 75160

(972) 563-5830

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Our Terrell, TX Branch Welcomes you!

We’re here to help you find the loan that’s right for you.

Personal Loans Online

Find Personal Loans Online

As one of the most trusted personal loan lenders in Texas and Oklahoma, Atlas Credit provides money to borrowers with bad credit. We are not a payday lender.

Fast & Simple

Do You Need Fast Cash?

You can get the funds you need when you fill out our online application. It's quick and easy, and you can hear back on approval for your loan within a few hours.

Have Questions

Have Questions About Personal Loans?

You can find answers in our FAQs. We also invite you to reach out to representatives at our Terrell location. You can stop by or give us a call.

About Atlas Credit in Terrell, TX

We're Right Around the Corner at 311 E. Moore Ave.

For more than 50 years, Atlas Credit has made personal loans to people throughout Texas and Oklahoma who have been turned down by other lending and credit card companies. We believe everyone deserves a chance to improve their situation. By taking out a personal loan, you can rebuild your credit and improve your chances of receiving loan approvals in the future. Taking out a personal loan with us today can pave the way for a mortgage in the future.

We care deeply about every customer who enters our location on Moore Avenue. Our friendly representatives want to help you meet your financial goals. Our top priority in every transaction is excellent customer service. To us, that means offering straightforward explanations of financial terminology and ensuring you understand everything we discuss. We offer loans between $100 and $1,400 and give you five to 12 months to pay them off. We schedule the repayments to fit your budget, so you can make each month's installment.

When you repay your loan on time each month, you rebuild your low credit. Other lenders see your ability to make consistent payments, and they consider you a better risk in the future. Who is a good candidate for a loan at Atlas Credit? We want to see a willingness to repay your loan. You must be a legal adult, and you should have a steady job, so we know you can afford your monthly payments. It's really that simple. We want to lend to you.

Our company is based on the integrity of our offerings. We want you to feel comfortable and confident in every interaction with us. Unlike payday lenders, we won't badger you into aggressive repayment terms, and our contracts are written in simple language so you can understand what you are signing. Contact a representative today to learn more about Atlas Credit.

Personal Loan Blog

Should You Take out a Personal or Payday Loan?

Payday loans are offered by lenders to bridge the gap before you get your next paycheck. You have to pay them back right away, and they often carry sky-high interest rates. By contrast, personal loans have lower interest rates and longer repayment terms, offering you the flexibility you need when you borrow money.

Personal loans allow you to consolidate debt. You can pay down multiple credit cards or pay off other bills that may have mounted in the short term during a difficult time in your life. You may have encountered an emergency and need to pay off that bill. Whatever your situation, you can secure a larger amount for a personal loan compared to a payday loan.

More About the Difference Between Personal and Payday Loans

Installment Loans Blog

What Should You Do in a Financial Emergency?

Emergencies happen without warning. You rarely plan in advance for something to go wrong, such as a pipe burst that causes thousands of dollars in damage to your home. When an emergency occurs, you need a way to cover the bills brought on by these sudden developments. A personal loan offers one solution to your financial woes.

If you have a savings account, you can take money out of it to cover emergency expenses. But not everyone can save. Many people live paycheck to paycheck, and they cannot afford to put money away each month. Another option is to ask friends and family for assistance, but few feel comfortable with that option. Credit cards are also a possibility, though they carry high interest rates. Personal loans may be the best solution.

More About Navigating a Financial Emergency

Recent Reviews About Atlas Credit

See why people choose Atlas Credit in Terrell for their installment loans.

  • Very good customer service! Will refer to all of friends!


    Shelley Verner - Tyler, TX
  • The staff is nice and considerate. It's a great company to do business.


    Mary Tyler - Tyler, TX
  • Helped with a little cash when I needed it and built my credit at the same time. Win win!


    Rhonda Woods - Lockhart, TX
  • Best company hands down. So sweet and kind. Ask how our family is. Amazing!


    Ashley Murphy - Lockhart, TX
  • Great people there who will help you when needed.


    Tony Baggett - Tyler, TX
  • Amazing service and friendly customer service. Quick and helpful for all questions asked!


    Arian Lozano - Zapata, TX
  • Super awesome customer service. Always a good and positive environment. No hassle at all. Would definitely recommend!


    Brandi Eckols - Seguin, TX
  • Great customer service and very professional. I would recommend them highly.


    Mike Ice - Ennis, TX
  • Awesome place to get loans! Very, very friendly staff! And always well decorated!


    Itzyanna Martinez - La Joya, TX
  • Great place to get a loan. Very fast, and awesome customer service! Plus you get free money if you refer a friend.


    Iliana Zamora - Pharr, TX
  • Nice staff. Clean place. I recommend these folks!


    Carlton Cummins - Tyler, TX
  • Wonderful place, Awesome staff. I would highly recommend them to anyone that is needed a loan.


    Tammy Willis - Temple, TX
  • Good people to take out a loan with... love them ... thank you guys!


    Marie Nunez - Lockhart, TX
  • They are the best... Friendly great service!


    Annie Marie - Tyler, TX
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