Our Hours

Monday 8:30AM - 5:30PM
Tuesday 8:30AM - 5:30PM
Wednesday 8:30AM - 5:30PM
Thursday 8:30AM - 5:30PM
Friday 8:30AM - 5:30PM
Saturday Closed
Sunday Closed

Atlas Credit Store #18

2516 W Waco Dr
Waco, TX 76710

(254) 756-4440

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Our Waco, TX Branch Welcomes you!

We’re here to help you find the loan that’s right for you.

Personal Loans Online

Online Personal Loans

We provide personal loans in Waco, TX, which are different from payday loans. We make the process easy for you — apply today!

Fast & Simple

Fast & Simple

You can fill out an online application and hear back right away. No need to stand in line and disrupt your busy schedule.

Have Questions

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Want to know more about Atlas Credit, our loan process or what you need to apply? Our FAQs section can give you the answer, or you can visit our Waco location or call us.

About Atlas Credit in Waco, TX

We're a Part of Your Community in Waco

Atlas Credit provides affordable access to loans for our many valued customers. Our biggest concern is your satisfaction, and we earn that by showing you the respect you deserve.

Customers trust us because we demonstrate integrity in all of our interactions. We are always here to help you. Transparency is what you need from personal loan companies in Waco. We take a straightforward approach to everything we do. Our starter loans in Waco, Texas, can also assist you with improving your credit.

Our loan process is as easy as one-two-three. First, you fill out our application form. Second, you receive your approval. Third, you receive a loan that fits within your budget. When you take out a loan with us, you can pay it back on a schedule that works for you. At the same time, you build up your credit by making an on-time payment, which will help you in the future. We love helping members of the community improve their lives with our loans.

We can provide loans ranging from $100 to $1,400 to our customers. Our starter loan and signature loan options rank among the best you can find in Waco, Texas. We tailor our loan packages to your unique needs and let you repay it in whatever way works best for you.

You can apply for our loans online, over the phone, or by visiting one of our Waco locations. When you need quick cash and you don't want a payday loan, Atlas Credit has the personal loan options you need. Get in touch with us today at one of our Waco locations to learn more about our lending options.

Personal Loan Blog

What You Need to Know About Personal Loans in Waco, TX

When you take out a personal loan in Waco, you can decide how to use the money. You may have bills you need to pay, or you may be dealing with an emergency that requires cash now. From paying for holiday gifts to financing home improvements, personal loans can fulfill many needs.

Everyone has money troubles from time to time. Atlas Credit wants to help solve yours. We look beyond your credit score when we approve a loan. You may even be able to get your money on the same day you apply for the loan. We will lend to legal adults who can prove they have a stable job that allows them to repay a loan steadily over time. Let us work together to find the right financial solutions for your situation.

More About Uses for Personal Loans

Installment Loans Blog

You Can Get out of Debt With Bad Credit

Overcoming bad credit to get out of debt can feel challenging, but it is possible. The first step on that path is establishing better credit while you pay down your debt. Taking out a small personal loan can assist you on both fronts. You can use the loan to take care of your debt while also building credit by making timely payments on your loan.

You can take other steps to protect yourself as you repay your debt, too. Stop using your credit cards, so you don't dig yourself deeper into debt. Consider connecting with a debt management consultant, who can give you proven strategies for getting out of debt. When you devote enough time and attention to the problem while living frugally, but not miserly, you will be able to pay off your debt and experience financial freedom again. It will look good for your credit to have all that debt behind you, too.

Read More About Paying Off Debt

Recent Reviews About Atlas Credit

See why people choose Atlas Credit in Waco for their installment loans.

  • Very good customer service! Will refer to all of friends!


    Shelley Verner - Tyler, TX
  • The staff is nice and considerate. It's a great company to do business.


    Mary Tyler - Tyler, TX
  • Helped with a little cash when I needed it and built my credit at the same time. Win win!


    Rhonda Woods - Lockhart, TX
  • Best company hands down. So sweet and kind. Ask how our family is. Amazing!


    Ashley Murphy - Lockhart, TX
  • Great people there who will help you when needed.


    Tony Baggett - Tyler, TX
  • Amazing service and friendly customer service. Quick and helpful for all questions asked!


    Arian Lozano - Zapata, TX
  • Super awesome customer service. Always a good and positive environment. No hassle at all. Would definitely recommend!


    Brandi Eckols - Seguin, TX
  • Great customer service and very professional. I would recommend them highly.


    Mike Ice - Ennis, TX
  • Awesome place to get loans! Very, very friendly staff! And always well decorated!


    Itzyanna Martinez - La Joya, TX
  • Great place to get a loan. Very fast, and awesome customer service! Plus you get free money if you refer a friend.


    Iliana Zamora - Pharr, TX
  • Nice staff. Clean place. I recommend these folks!


    Carlton Cummins - Tyler, TX
  • Wonderful place, Awesome staff. I would highly recommend them to anyone that is needed a loan.


    Tammy Willis - Temple, TX
  • Good people to take out a loan with... love them ... thank you guys!


    Marie Nunez - Lockhart, TX
  • They are the best... Friendly great service!


    Annie Marie - Tyler, TX
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