Our Hours

Monday 8:30AM - 5:30PM
Tuesday 8:30AM - 5:30PM
Wednesday 8:30AM - 5:30PM
Thursday 8:30AM - 5:30PM
Friday 8:30AM - 5:30PM
Saturday Closed
Sunday Closed

Atlas Credit Store #40

614 S Cage Blvd
Pharr, TX 78577

(956) 782-2142

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Our Pharr, TX Branch Welcomes you!

We’re here to help you find the loan that’s right for you.

Personal Loans Online

Do You Need a Personal Loan?

Atlas Credit in Pharr, TX is a personal loan lender that works with people who have bad credit. We are not a payday lender.

Fast & Simple

Simple & Convenient

Our fast loan approval process can get you the money you need in less than 24 hours. Just fill out our online loan application to begin!

Have Questions

Get More Information About Personal Loans

Read our FAQs to learn more about our loan process and repayment options. You can also give us a call or stop by our location to ask your questions.

About Atlas Credit in Pharr, TX

Visit Our Pharr Location at 307 S. Cage Blvd

Atlas Credit provides loans to residents in Pharr, TX who have been turned down by other financial institutions and credit card companies. We lend to people with all kinds of credit, including bad credit. We look for individuals who show a willingness to repay their loans and have a steady source of income. Our customers want to re-establish their credit by making on-time payments on their loans. They need a second chance to prove they can be reliable and responsive to paying their debts. We give them that opportunity.

We understand that life does not always go as you plan, and sometimes you can end up in debt or unable to make your payments on bills. Your past doesn't determine your future, and you can change your credit rating through hard work. Atlas Credit will help you along the way. Our honesty and integrity shine through when you come to our location on South Cage Boulevard. We are not a payday lender, and we do not use the aggressive tactics they do to deal with our customers.

Instead, we talk to you and get to know you. Unlike other loan companies in Pharr, TX that rely only on credit reports to decide on their loans, we look at the full picture of the applicant. We listen to your financial goals and help you find ways to meet them by taking out a loan. We offer loans ranging from $100 to $1,400. You can take out a starter, installment or signature loan to meet your needs.

When you sign your contract, you won't find any misleading language or confusing terms. That's not how we work. Customer service is our top priority, and we want you to feel comfortable asking us any questions you have about the loan process and repayment schedule — which we tailor to fit your budget. Contact our representatives today to get started with your loan process.

Personal Loan Blog

Improve Your Credit With a Personal Loan in Pharr, TX

There are many reasons people can end up with bad credit, but once you get to that point, it can be hard to get out. However, making on-time payments for a personal loan can start to rebuild your credit, and we can help. You can use our personal loans to cover any expenses — the choice is entirely yours what you spend the money on. Many of our customers use their personal loans to pay off bills, such as an emergency dental procedure or unplanned car repairs. 

We offer rates that are lower than most credit cards, so you can save money when you use our loans to finance your debt. Additionally, the faster you pay off your loan, the less interest you will pay, too. 

Learn More About How Personal Loans Can Help You Build Your Credit

Installment Loans Blog

Use Your Personal Loan to Invest

Has poor credit held you back from investing? Many people think they have to wait until their financial circumstances are perfect to begin investing, but that's unnecessary. You can start investing today when you take out a personal loan. You can use conservative approaches to increase your money steadily, even if you don't have a lot to invest. 

Having a diverse portfolio can protect you when the stock market goes down, which is going to happen from time to time. Consider investing in mutual funds and bonds as well. The more you understand about the market, the farther your personal loan money will go. Invest today to get the returns you want on your loan. 

More About Using Personal Loans to Invest

Recent Reviews About Atlas Credit

See why people choose Atlas Credit in Pharr for their installment loans.

  • Very good customer service! Will refer to all of friends!

    Shelley Verner - Tyler, TX
  • The staff is nice and considerate. It's a great company to do business.

    Mary Tyler - Tyler, TX
  • Helped with a little cash when I needed it and built my credit at the same time. Win win!

    Rhonda Woods - Lockhart, TX
  • Best company hands down. So sweet and kind. Ask how our family is. Amazing!

    Ashley Murphy - Lockhart, TX
  • Great people there who will help you when needed.

    Tony Baggett - Tyler, TX
  • Amazing service and friendly customer service. Quick and helpful for all questions asked!

    Arian Lozano - Zapata, TX
  • Super awesome customer service. Always a good and positive environment. No hassle at all. Would definitely recommend!

    Brandi Eckols - Seguin, TX
  • Great customer service and very professional. I would recommend them highly.

    Mike Ice - Ennis, TX
  • Awesome place to get loans! Very, very friendly staff! And always well decorated!

    Itzyanna Martinez - La Joya, TX
  • Great place to get a loan. Very fast, and awesome customer service! Plus you get free money if you refer a friend.

    Iliana Zamora - Pharr, TX
  • Nice staff. Clean place. I recommend these folks!

    Carlton Cummins - Tyler, TX
  • Wonderful place, Awesome staff. I would highly recommend them to anyone that is needed a loan.

    Tammy Willis - Temple, TX
  • Good people to take out a loan with... love them ... thank you guys!

    Marie Nunez - Lockhart, TX
  • They are the best... Friendly great service!

    Annie Marie - Tyler, TX
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