Adult life is all about numbers. The number of dollars in your bank account and wallet versus the number you'll have to pay each month. Your social security number, your license number, your fantasy football score!
But the one number that can sometimes literally predict your future is your credit score. That's right, if your number is too low, you may miss out on some terrific opportunities in life.
That's not always the case, though, especially with a lending partner on your side like Atlas Credit. First, let's take a look at times when a good credit score can really make a difference.
When Your Credit Score Matters
If you ever try and purchase a new or used automobile, there's a great chance that whoever you buy it from will run a credit check to see whether or not you qualify for fair payments. This isn't to say bad credit will exclude you from buying a car, but it can definitely run what you owe each month through the roof.
Looking to rent a new house or apartment? While many apartment complexes and property managers will take a hard look on your credit score before they accept your application to rent, they'll still be somewhat lenient if they're desperate to fill empty homes. However, if they receive applications from other potential renters who have better credit scores than you do, they'll go with the higher number every time.
Is it time to remodel your home, buy new equipment for your small business, or pay for your big family vacation? If you ever need to pay for one of these by taking out a loan with a conventional lender like a bank, you may have much higher interest rates and tough-to-meet monthly payments. Plus, they'll probably require you pay back that loan ASAP.
This is all to say that your credit score does matter in most cases in life. It's up to you to be a responsible borrower and user of credit. Make sure to always pay your bills on time and never go overboard and accumulate a mountain of debt -- trust us!
Atlas Credit Is Flexible!
If you're worried about your ability to acquire a loan, just talk to Atlas Credit! We're one of the most flexible lenders in Longview or Houston when it comes to approving quick and easy personal loans to borrowers with good credit, bad credit, or no credit at all!
We understand that life can sometimes throw curveballs your way that can seriously damage your credit score. That's why we're flexible with our lending requirements and always willing to help you out with a loan of up to $1,400!
Plus, when you set your repayment plan and begin paying back your loan to Atlas Credit, you'll very likely see improvements to your credit score! For individuals who have a hard time qualifying for a loan elsewhere but don't want to trust their credit or financial wellbeing to a payday lender, contact Atlas Credit today!