What is a Personal Loan?
Everyone needs options sometimes when it comes to paying their bills. Maybe you are waiting on a paycheck from your job, or maybe the bills this month were higher than you budgeted for or expected.
That's where a personal loan comes in as a perfect option to get you through this tough time.
A personal loan is a shorter term loan a lender like Atlas Credit can provide borrowers in Houston, Texas or Longview, Texas. These loans can help you make ends meet or otherwise meet your specific financial needs. The flexibility of the loan is usually up to you as the borrower: whether you want $100 or more than $1,000 to be paid back anywhere from 5 months to 12 months at a rate you can easily afford.
Whether you are an individual looking for a personal loan or a family in need, Atlas Credit offers quick and easy personal loans online regardless of your credit history. If you have good credit, bad credit, or no credit at all, you can qualify for a personal loan with ease.
How a Personal Loan from Atlas Credit Differs from a Payday Loan
If you're looking for fast cash, you've surely come across the idea of a payday loan. You may have gotten suggestions from friends or family that a payday loan could be your best option to pay a bill or afford a purchase.
Payday loans, unfortunately, can be somewhat difficult to repay. The reason for the name payday is that you very often have to pay the loan back within a few weeks, or on your next payday. When this loan repayment is due, it is often a much higher amount than you borrowed and can come as a shock to your finances.
A personal loan is far simpler to repay because you have many options available to repay the loan on your terms. Atlas Credit is not a payday lender -- instead, we offer helpful and affordable personal loans to help you pay your bills ASAP.
Need Help with Bills?
Take a look at your bank account, your wallet, and the bills you have to pay soon. Can you manage to afford everything?
If you are uncertain about your immediate financial future but want the peace of mind of knowing you can pay your bills, afford food, supplies, and everything else you need, there is a lifeline.
Personal loans can be a fantastic option for purchasing an item you need or paying a bill you would otherwise have trouble paying. Where a payday loan might require you to repay the entirety of the loan as soon as you are able, potentially leaving you broke again the next time you need to pay a bill, a personal loan is far easier to pay off.
The decision is easy. Stop by your nearest Atlas Credit location in Longview or Houston, Texas or apply online for a quick and easy personal loan to pay your bills today!