Our Hours

Monday 8:30AM - 5:30PM
Tuesday 8:30AM - 5:30PM
Wednesday 8:30AM - 5:30PM
Thursday 8:30AM - 5:30PM
Friday 8:30AM - 5:30PM
Saturday Closed
Sunday Closed

Atlas Credit Store #19

331 W Hopkins St
San Marcos, TX 78666

(512) 392-8100

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Our San Marcos, TX Branch Welcomes you!

We’re here to help you find the loan that’s right for you.

Personal Loans Online

Secure Your Personal Loan

As a personal loan lender, Atlas Credit assists people in Texas and Oklahoma who have bad credit and need cash. We are not a payday lender.

Fast & Simple

Get Notified Fast

In just a few minutes, you can fill out our online application. We process your loan quickly. If you are approved, you could have your cash the same day.

Have Questions

Have Questions About Personal Loans?

You can find answers to many of your questions in our FAQs. You can also give us a call or stop by our office in San Marcos to learn more.

About Atlas Credit in San Marcos, TX

Visit us at 331 C W. Hopkins St

During our more than five decades in business, Atlas Credit has become known as a personal loan lender with integrity. We're proud of that reputation. We do everything in our power to make the loan process fast and easy for our customers while remaining honest with you during every interaction. Unlike payday lenders, which can use aggressive tactics and throw confusing terms in your contract, we don't pressure you or mislead you about your loan terms.

We go over each transaction with our customers so they feel comfortable with what they are signing. We want you to understand the terms of your loan. Before you sign, we go over the repayment schedule, setting up payments that work within your budget. Our loans are repaid over five to 12 months, giving you a longer term than most payday loans. We can lend you any amount between $100 to $1,400, and you can use the funds for any purpose.

At our location on C.W. Hopkins Street, you will find a welcoming environment. We value every customer, and we treat every person who walks through our door with the respect they deserve. We'll ask about your family and learn about your personal financial goals, so we can guide you to meet them. Whether you need a loan to pay off credit card debt or finance your family's holiday gifts, we can aid you.

The personal loans we offer in San Marcos, TX do not depend on your credit history. We understand that you can get behind on payments, and your credit score can plummet. We provide loans for people who have been turned down by other lenders or credit card companies because of their bad credit. If you show a willingness to repay your loan, are a legal adult and have a steady job, you may be a promising loan candidate. Talk to an Atlas Credit representative today.

Personal Loan Blog

Qualifying for a Personal Loan in San Marcos

How do you obtain a personal loan? At Atlas Credit in San Marcos, you have already passed one hurdle. Though not every state allows installment loans, Texas does. An installment loan lets you repay a personal loan over time, with at least two installments of payments.

Another qualification for a personal loan is age. Only legal adults can apply for loans. Minors cannot take legal responsibility for borrowed money, so you must reach legal adulthood in Texas to apply for a personal loan from Atlas Credit.

The third factor in qualifying for a personal loan is your employment status. If you are unemployed, you probably do not have a way to repay the money you borrow. People with steady jobs have funds coming in each month and can repay what they borrow.

More About Qualifying for Personal Loans

Installment Loans Blog

The Right Loan to Reverse Bad Credit

When you need cash right away and you have bad credit, taking out a personal loan may be your best option. In addition to offering a fast way to secure cash, personal loans have lower interest rates than the money you borrow using your credit card. And when you take out a personal loan, you have a chance to improve your bad credit.

When you make consistent, on-time payments on your loan, lenders note your history of repayment. Your credit score will rise as you establish a long record of reliability. Your responsibility will appeal to lenders, and they will be more likely to consider offering you a loan in the future.

More About Personal Loans and Bad Credit

Recent Reviews About Atlas Credit

See why people choose Atlas Credit in San Marcos for their installment loans.

  • Very good customer service! Will refer to all of friends!


    Shelley Verner - Tyler, TX
  • The staff is nice and considerate. It's a great company to do business.


    Mary Tyler - Tyler, TX
  • Helped with a little cash when I needed it and built my credit at the same time. Win win!


    Rhonda Woods - Lockhart, TX
  • Best company hands down. So sweet and kind. Ask how our family is. Amazing!


    Ashley Murphy - Lockhart, TX
  • Great people there who will help you when needed.


    Tony Baggett - Tyler, TX
  • Amazing service and friendly customer service. Quick and helpful for all questions asked!


    Arian Lozano - Zapata, TX
  • Super awesome customer service. Always a good and positive environment. No hassle at all. Would definitely recommend!


    Brandi Eckols - Seguin, TX
  • Great customer service and very professional. I would recommend them highly.


    Mike Ice - Ennis, TX
  • Awesome place to get loans! Very, very friendly staff! And always well decorated!


    Itzyanna Martinez - La Joya, TX
  • Great place to get a loan. Very fast, and awesome customer service! Plus you get free money if you refer a friend.


    Iliana Zamora - Pharr, TX
  • Nice staff. Clean place. I recommend these folks!


    Carlton Cummins - Tyler, TX
  • Wonderful place, Awesome staff. I would highly recommend them to anyone that is needed a loan.


    Tammy Willis - Temple, TX
  • Good people to take out a loan with... love them ... thank you guys!


    Marie Nunez - Lockhart, TX
  • They are the best... Friendly great service!


    Annie Marie - Tyler, TX
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