Our Hours

Monday 8:30AM - 5:30PM
Tuesday 8:30AM - 5:30PM
Wednesday 8:30AM - 5:30PM
Thursday 8:30AM - 5:30PM
Friday 8:30AM - 5:30PM
Saturday Closed
Sunday Closed

Atlas Credit Store #33

310 W Main St A
Rio Grande City, TX 78582

(956) 488-2000

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Our Rio Grande City, TX Branch Welcomes you!

We’re here to help you find the loan that’s right for you.

Personal Loans Online

Take out a Personal Loan

Atlas Credit is a personal loan lender with locations across Texas and Oklahoma. We are not a payday lender.

Fast & Simple

Fast & Easy

Time makes a difference to our customers, and we save you time when you apply for our personal loans online. We get back to you quickly, sometimes even the same day you apply.

Have Questions

Find out More About Personal Loans

You can find answers to many of your questions in our FAQs. To learn more, visit our Rio Grande City location or give us a call.

About Atlas Credit in Rio Grande City, TX

One Convenient Location in Your Community

Atlas Credit offers personal loans to people with bad credit and low-income earners who too often do not receive the respect and consideration they deserve. Many of our customers have been turned down by other financial institutions and credit card companies. When they come to us, they are relieved to find that we want to lend them money. We value our customers and love seeing them reach their financial goals.

We offer loans starting at $100 and going up to $1,400. You can take out a signature, starter or installment loan. We work with you to come up with a repayment plan that works for your budget. Unlike when you work with a payday lender, Atlas Credit provides a longer term for you to pay your loan back, giving you smaller, more manageable monthly payments. You can establish a better credit rating by making on-time payments consistently over the term of the loan.

Unlike other loan companies in Rio Grande City, TX, we don't base our decision solely on your credit score. We take other factors into account, too. If you are a legal adult and have a steady source of income, you may be a candidate for a loan at Atlas Credit. When we create a contract, we go over all the terms with you, so you understand what you need to do to honor your commitment. We never put misleading language into our conditions.

We are straightforward and honest with our customers. We want to earn your trust and show that we deserve it. Our experienced team tailors your loan to your unique situation. Giving our customers the fantastic service they deserve is our top priority. Contact us today to get started on your loan application. We hope to see you at our location on West Main Street.

Personal Loan Blog

Personal Loans vs. Payday Loans in Rio Grande City

Every day, customers come to us with concerns about their finances. We love being able to help them address these issues and get ahead. Often customers want to catch up on bills by using a personal loan. They may have trouble paying their monthly expenses because they live paycheck to paycheck. They also may have significant medical or dental bills to pay off.

Is a personal loan right for you? They differ from payday loans in several ways. Personal loans are flexible. Payday loans are not.

Payday loans provide a fast way to get cash, but you have to repay them from your next paycheck, a condition that most people can't afford. The loans also carry high interest rates. Personal loans offer longer repayment terms and more favorable rates. You can get an equally fast turnaround on loan approval, often within the same day you apply for the loan.

More About Personal Loans

Installment Loans Blog

How to Rebuild Your Credit Score

Many of the people we make loans to in Rio Grande City have low credit ratings. If you want to rebuild your credit, you need to demonstrate your ability to repay the money you borrow. Our personal loans offer an excellent way to show your trustworthiness. By paying on time each month, you establish reliability.

When you increase your credit score, you have a better chance of being approved for a loan for a mortgage or securing a new apartment. Lenders and landlords look at credit scores to find responsible candidates. Consider how a personal loan can help your credit increase.

More About Improving Your Credit Score

Recent Reviews About Atlas Credit

See why people choose Atlas Credit in Rio Grande City for their installment loans.

  • Very good customer service! Will refer to all of friends!

    Shelley Verner - Tyler, TX
  • The staff is nice and considerate. It's a great company to do business.

    Mary Tyler - Tyler, TX
  • Helped with a little cash when I needed it and built my credit at the same time. Win win!

    Rhonda Woods - Lockhart, TX
  • Best company hands down. So sweet and kind. Ask how our family is. Amazing!

    Ashley Murphy - Lockhart, TX
  • Great people there who will help you when needed.

    Tony Baggett - Tyler, TX
  • Amazing service and friendly customer service. Quick and helpful for all questions asked!

    Arian Lozano - Zapata, TX
  • Super awesome customer service. Always a good and positive environment. No hassle at all. Would definitely recommend!

    Brandi Eckols - Seguin, TX
  • Great customer service and very professional. I would recommend them highly.

    Mike Ice - Ennis, TX
  • Awesome place to get loans! Very, very friendly staff! And always well decorated!

    Itzyanna Martinez - La Joya, TX
  • Great place to get a loan. Very fast, and awesome customer service! Plus you get free money if you refer a friend.

    Iliana Zamora - Pharr, TX
  • Nice staff. Clean place. I recommend these folks!

    Carlton Cummins - Tyler, TX
  • Wonderful place, Awesome staff. I would highly recommend them to anyone that is needed a loan.

    Tammy Willis - Temple, TX
  • Good people to take out a loan with... love them ... thank you guys!

    Marie Nunez - Lockhart, TX
  • They are the best... Friendly great service!

    Annie Marie - Tyler, TX
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