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Piggy bank stares in horror at the complexities of both a laptop and the banking system

One of the neatest aspects of living in the modern world is our abundance of options. But when it comes to where we store our money, we seem to have painfully few choices beyond either a national bank or a local bank.

The third option always seems to be: under the mattress. And no one wants that.

Still, millions of Americans are coming to some serious realizations about the banking system that's leading them to take their money elsewhere. The great options once offered only by banks can be found elsewhere, in companies that don't feel like they're taking advantage of you.

Today, let's take a look at some of the reasons why so many people are keeping their money outside of banks.

They're Sick of Fees

Have you ever accidentally gone into the negative on your bank account?

If so, you've probably encountered the dreaded overdraft fee, which can add up pretty quickly if you aren't careful.

Bank users hate overdraft fees, but that's not all -- there's also a wide range of other smaller fees that accompany your bank account. Some are there simply because you have an account in the first place, like a monthly checking fee.

That's right -- banks actually charge you to give them money. Ugh.

They're Tired of the Big Banks

The major banks in the United States are downright massive. Most of them have their headquarters on Wall Street, but can be found in nearly every city in the country.

These guys are all about making money, and they aren't shy about it. Sure, that's their job -- but that doesn't mean they should treat you unfairly.

Significant numbers of people who have left these big banks report having done so because of the way they were treated. The customer service was so bad that they simply gave up.

After all, as a customer, you should feel like they're happy to have you -- not the other way around.

Staying Off the Grid

Some people just don't like the idea of taking part in the system, man.

And that's totally okay. If they've paid off their debts and would rather not get tied back down in traditional finances, more power to them.

In fact, one of the main reasons why so many people have checking accounts and debit or credit cards is because their parents had them too. But that doesn't mean you have to follow in their footsteps.

However, banks are definitely useful for hundreds of millions of people out there. If you don't have to worry about issues like a bad credit score, banks can be seriously helpful as a secure place to store your money for when you need it and more.

You might be thinking: But if all these people are really leaving their banks, what are their options for loans?

The answer: personal loans from lenders like Atlas Credit. We're not a payday loan company that demands you turn around and pay your whole debt back by the end of the week. Instead, we set you up on easy 5 to 12 month repayment plans on loans of up to $1,400.

Apply For a Personal Loan Online

Apply online or in store for a personal loan in one of our branch locations across Texas and Oklahoma. Pretty soon, you might begin to wonder why you ever needed a bank in the first place.

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