Our Hours

Monday 8:30AM - 5:30PM
Tuesday 8:30AM - 5:30PM
Wednesday 8:30AM - 5:30PM
Thursday 8:30AM - 5:30PM
Friday 8:30AM - 5:30PM
Saturday Closed
Sunday Closed

Atlas Credit Store #77

1500 N Story Rd #604
Irving, TX 75061

(469) 359-7272

Apply For a Loan
Get Directions

Our Irving, TX Branch Welcomes you!

We’re here to help you find the loan that’s right for you.

Personal Loans Online

Get a Personal Loan

Atlas Credit provides loans to people who need cash quickly but don't want to use a payday lender.

Fast & Simple

Easy & Convenient

When you need cash quickly, you can receive a quick notification about your loan. Fill out our online application, and you can get approved in a little as one business day.

Have Questions

Learn More

Do you want to know more about our lending practices or loan repayment schedules? Give us a call at our Irving location, or drop by to talk to a representative. You can also look over our FAQs.

About Atlas Credit in Irving, TX

Visit Us at 1500 N Story Rd. in Irving, TX

We are a well-established lender known throughout Texas and Oklahoma for our transparent approach to business. At Atlas Credit, what you see is what you get. We lay out everything for our customers, taking an honest approach to help you understand the terms and other ins and outs of your loan. We don't slip anything into the fine print when you aren't looking. We demonstrate integrity in all our personal dealings with our customers.

When you walk into our location on North Story Road in Irving, you will feel at ease immediately. Our friendly representatives love meeting new customers and learning about what they need and why they want a loan. We do our best to find a loan that works well for you. Our staff can set up a loan repayment schedule that fits with your unique budget needs as well. We work quickly and efficiently to get you the money you need fast, sometimes even on the same day you apply for the loan.

Finding personal loans for people with bad credit in Irving, TX can feel like a challenge. At Atlas Credit, we don't let your credit history stand in the way of securing a loan. You are so much more than your bad credit, and we recognize that. Instead of relying solely on credit reports to make a decision, we look for attributes that indicate you will pay us back, such as gainful employment and stability.

We can offer you between $100 and $1,400, depending on why you need your loan. We enjoy seeing you receive the money and put it to work on whatever you desire. It feels good to help people in our community, and we want to assist you. Reach out to one of our Irving representatives today to discuss your loan options, including signature, starter and installment plans.

Personal Loan Blog

When Should You Get a Personal Loan in Irving?

When you receive a personal loan from Atlas Credit, you can use the money any way you want. We set no limitations once we give you the money. We have customers who use their loans to cover sudden expenses, such as new tires for their cars or dental bills from an unexpected procedure. Others might use the extra money to put toward their mortgage this month or to take their family on a vacation. It's entirely up to you what you use your loan for.

Our personal loans can function as emergency funds, too. Not everyone has the means to save for a future emergency. Many people live paycheck to paycheck, and they can barely cover their bills. A personal loan gives you a cushion and lets you relax if something happens that requires immediate payment. When you take out a personal loan, you invest in your future, with interest rates lower than payday lenders even though our loan amounts are higher. 

Read More About Using Your Personal Loan

Installment Loans Blog

We Approve Loans for People With Bad Credit

Many people with bad credit worry they can't get approved for loans, but you can at Atlas Credit. The only thing we look for is legal adults with steady employment who show a willingness to repay their loans. We understand that bad credit can happen in early adulthood, when many people don't fully grasp financial concepts, and it can haunt you as you get older. 

By taking out a loan with Atlas Credit, you not only get the money you desperately need, but you also have a chance to repay the loan and raise your credit score steadily. Making regular payments will show lenders you are less of a lending risk than your credit history would suggest. 

Find out More About Personal Loans for Bad Credit

Recent Reviews About Atlas Credit

See why people choose Atlas Credit in Irving for their installment loans.

  • Very good customer service! Will refer to all of friends!

    Shelley Verner - Tyler, TX
  • The staff is nice and considerate. It's a great company to do business.

    Mary Tyler - Tyler, TX
  • Helped with a little cash when I needed it and built my credit at the same time. Win win!

    Rhonda Woods - Lockhart, TX
  • Best company hands down. So sweet and kind. Ask how our family is. Amazing!

    Ashley Murphy - Lockhart, TX
  • Great people there who will help you when needed.

    Tony Baggett - Tyler, TX
  • Amazing service and friendly customer service. Quick and helpful for all questions asked!

    Arian Lozano - Zapata, TX
  • Super awesome customer service. Always a good and positive environment. No hassle at all. Would definitely recommend!

    Brandi Eckols - Seguin, TX
  • Great customer service and very professional. I would recommend them highly.

    Mike Ice - Ennis, TX
  • Awesome place to get loans! Very, very friendly staff! And always well decorated!

    Itzyanna Martinez - La Joya, TX
  • Great place to get a loan. Very fast, and awesome customer service! Plus you get free money if you refer a friend.

    Iliana Zamora - Pharr, TX
  • Nice staff. Clean place. I recommend these folks!

    Carlton Cummins - Tyler, TX
  • Wonderful place, Awesome staff. I would highly recommend them to anyone that is needed a loan.

    Tammy Willis - Temple, TX
  • Good people to take out a loan with... love them ... thank you guys!

    Marie Nunez - Lockhart, TX
  • They are the best... Friendly great service!

    Annie Marie - Tyler, TX
Read More Reviews

Ready to get your money fast?

Apply for a personal loan, get your rate in minutes!

Apply for a Loan!