Our Hours

Monday 8:30AM - 5:30PM
Tuesday 8:30AM - 5:30PM
Wednesday 8:30AM - 5:30PM
Thursday 8:30AM - 5:30PM
Friday 8:30AM - 5:30PM
Saturday Closed
Sunday Closed

Atlas Credit Store # 80

4012 Wards Rd., Suite B
Lynchburg, VA 24502


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Our Lynchburg, VA Branch Welcomes you!

We’re here to help you find the loan that’s right for you.

Personal Loans Online

Atlas Credit is a direct lender, not a payday loan company. Rather than lending our clients small sums with high interest, we provide personal loans in Lynchburg, VA, up to $1,400. Cover your expenses without overspending.

Fast & Simple

Enjoy Quick Approval

When you need to borrow money, you usually need it right away. Our quick and easy approval process ensures you get a confirmation for your loan as soon as you need it. Apply now and receive approval from us within a day.

Have Questions

Ask Us Any Questions

At Atlas Credit, we believe in transparency. We give a complete explanation of personal loans, so you understand the process. If you want to know more, you can call our credit experts at 1-844-4MY-LOAN to discuss your options.

About Atlas Credit in Lynchburg

If you're looking for loan places in Lynchburg, VA, Atlas Credit is an excellent choice. As a reputable direct lender, we provide loans up to $1,400 based on your ability to pay us back. What does that mean for you? You gain a personal loan that covers your expenses, and you won't owe more than you can handle. With Atlas Credit, borrowing money is simple.

While many lenders will look at your credit score to determine your eligibility for a loan, we look at your ability to pay. Your credit score can get away from you for various reasons, and when that happens, you get stuck in a cycle of needing money and being unqualified to borrow it. Atlas Credit considers your financial stability and income, so you can get a personal loan even when your credit score doesn't meet lender standards.

When you apply for a loan with Atlas Credit, our customer service team will take time to understand your financial needs and teach you about the loan process. After your approval, we'll determine the right loan amount for you and create a repayment plan that works with your income. With a schedule you can manage, you'll stay on top of payments and build your credit score as you go.

Our team wants you to confront your financial challenges with confidence. We're available to answer your questions when they come up, and we'll support you in any way you need. 

If you're searching for loans in Lynchburg, VA, Atlas Credit is a reliable lender in the area. With our online presence, you can get started today.

Personal Loan Blog

Tips for Choosing the Right Loan

Making any kind of financial decision requires planning. When you're choosing a loan, you want to make sure you're finding the best one for your needs. You'll want to consider factors like how much money you need, how quickly you'll use it, and what your lender can do for you. 

Atlas Credit gives you a rundown of the three factors you should consider when choosing a loan and how our services check off several requirements. 

Learn More About the Factors to Look for When Choosing a Loan

Installment Loans Blog

How Can You Save With a Low Income?

When you have a low income, managing your finances can be challenging. Atlas Credit offers loans in Lynchburg, VA, for those times when your income isn't enough to cover all your expenses. While this technique is one way to save, there are other methods you can use to achieve the savings you need for financial security.

Sometimes, it's finding little ways to save, like turning off the lights and limiting shower length. Other times, it takes being honest about your financial situation when your friends want you to spend. 

Get a Closer Look at Our Tips for Saving Money With a Low Income

Get Loans in Lynchburg, VA, With Atlas Credit

Atlas Credit makes it easier to get a personal loan when your credit score has seen better days. Our services can help you get out of the endless cycle of bad credit, so you can pay your expenses while improving your score. Our team is ready to assist you whenever you need it.

For personal loans in Lynchburg, VA, fill out our loan application or call us at 1-844-4MY-LOAN to learn more.

Recent Reviews About Atlas Credit

See why people choose Atlas Credit in Lynchburg for their installment loans.

  • Very good customer service! Will refer to all of friends!

    Shelley Verner - Tyler, TX
  • The staff is nice and considerate. It's a great company to do business.

    Mary Tyler - Tyler, TX
  • Helped with a little cash when I needed it and built my credit at the same time. Win win!

    Rhonda Woods - Lockhart, TX
  • Best company hands down. So sweet and kind. Ask how our family is. Amazing!

    Ashley Murphy - Lockhart, TX
  • Great people there who will help you when needed.

    Tony Baggett - Tyler, TX
  • Amazing service and friendly customer service. Quick and helpful for all questions asked!

    Arian Lozano - Zapata, TX
  • Super awesome customer service. Always a good and positive environment. No hassle at all. Would definitely recommend!

    Brandi Eckols - Seguin, TX
  • Great customer service and very professional. I would recommend them highly.

    Mike Ice - Ennis, TX
  • Awesome place to get loans! Very, very friendly staff! And always well decorated!

    Itzyanna Martinez - La Joya, TX
  • Great place to get a loan. Very fast, and awesome customer service! Plus you get free money if you refer a friend.

    Iliana Zamora - Pharr, TX
  • Nice staff. Clean place. I recommend these folks!

    Carlton Cummins - Tyler, TX
  • Wonderful place, Awesome staff. I would highly recommend them to anyone that is needed a loan.

    Tammy Willis - Temple, TX
  • Good people to take out a loan with... love them ... thank you guys!

    Marie Nunez - Lockhart, TX
  • They are the best... Friendly great service!

    Annie Marie - Tyler, TX
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