Our Hours

Monday 8:30AM - 5:30PM
Tuesday 8:30AM - 5:30PM
Wednesday 8:30AM - 5:30PM
Thursday 8:30AM - 5:30PM
Friday 8:30AM - 5:30PM
Saturday Closed
Sunday Closed

Atlas Credit Store #67

19021 Darrington Rd #702
Horizon City, TX 79928

(915) 519-4942

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Our Horizon City, TX Branch Welcomes you!

We’re here to help you find the loan that’s right for you.

Personal Loans Online

Find Personal Loans

Atlas Credit is not a payday lender. We offer personal loans to residents of Horizon City, TX and other parts of Texas and Oklahoma.

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Convenient & Fast

When you fill out an online application, you will hear back from us quickly. You don't have to wait in line or on the phone.

Have Questions

Learn More About Our Loans

Do you have any questions? We have a lot of answers on our FAQ page. You can also call our Horizon City location or stop by to discuss our loan options.

About Atlas Credit in Horizon City, TX

Conveniently Located at 19021 Darrington Rd, Ste 702

Atlas Credit is one of the premier personal loan providers, known for our dedication to meeting our customers' needs. When you walk into our office on Darrington Road in Horizon City, you will meet a caring, kind group of people who care about you and finding the best way to assist you with whatever you need. We get to know our clients by name. Our representatives take a personal interest in your financial future.

We offer loans to people with bad credit. Our team knows that past credit history doesn't always represent what will happen in the future. We look for the ability to repay loans and consider the stability of your job. If we see a willingness to create and stick to a payment schedule, we want to give you that money. Additionally, you can rebuild your credit if you show a sustained commitment to repaying the loan on time. We are here to help you and answer questions along the way.

Why should you choose a personal loan over the short-term loans you can apply for at a payday lender? You will pay a much higher interest rate with a payday lender. You also will receive less time to repay the loan. Borrowing from Atlas Credit offers greater flexibility, a longer repayment term and a bigger loan. We can lend from $100 to $1,400, depending on your needs.

You can choose from a range of loan options, including signature, installment and starter loans. Whatever you select, we will structure your repayment schedule to meet your unique budget. Get in touch with a representative at our Horizon City location today to discuss personal loan options.

Personal Loan Blog

How a Personal Loan in Horizon City Compares With a Credit Card

When you borrow from us, you can use your money in whatever way you like. Sometimes people fall behind in their bills or rack up credit card debt. You can use a personal loan to catch up on what you owe. With low interest rates on your personal loan, you can get ahead in your budget when you pay down some of your debt. You also may decide to use the loan for something fun. Take your family on vacation or pay for holiday gifts. 

By taking out a personal loan, you also earn a valuable chance to build credit, improving your prospects for taking on more debt. Your credit history reflects your ability to repay a loan. As long as you are a legal adult and you have gainful employment, we believe you are worth the risk. Our team looks beyond credit history and sets you up for a better future. When you regularly pay on a personal loan, you improve your credit and prove your trustworthiness.

More About Personal Loans vs. Credit Cards

Installment Loans Blog

How Personal Loans Can Assist in a Financial Emergency

Many people don't have the income level to build an emergency fund to tap into if something unexpected arises. The event could be anything from being laid off to needing new tires for your car. When this happens, you need the means to cover your bills or pay off the significant expense. 

A personal loan gives you the money you need at the moment. You can rest easier knowing you have that cash. You may need to get the funds quickly, too, which is another reason to choose a personal loan. We can approve a loan the same day you apply, giving you access to your funds right away. 

More About Handling a Financial Emergency

Recent Reviews About Atlas Credit

See why people choose Atlas Credit in Horizon City for their installment loans.

  • Very good customer service! Will refer to all of friends!


    Shelley Verner - Tyler, TX
  • The staff is nice and considerate. It's a great company to do business.


    Mary Tyler - Tyler, TX
  • Helped with a little cash when I needed it and built my credit at the same time. Win win!


    Rhonda Woods - Lockhart, TX
  • Best company hands down. So sweet and kind. Ask how our family is. Amazing!


    Ashley Murphy - Lockhart, TX
  • Great people there who will help you when needed.


    Tony Baggett - Tyler, TX
  • Amazing service and friendly customer service. Quick and helpful for all questions asked!


    Arian Lozano - Zapata, TX
  • Super awesome customer service. Always a good and positive environment. No hassle at all. Would definitely recommend!


    Brandi Eckols - Seguin, TX
  • Great customer service and very professional. I would recommend them highly.


    Mike Ice - Ennis, TX
  • Awesome place to get loans! Very, very friendly staff! And always well decorated!


    Itzyanna Martinez - La Joya, TX
  • Great place to get a loan. Very fast, and awesome customer service! Plus you get free money if you refer a friend.


    Iliana Zamora - Pharr, TX
  • Nice staff. Clean place. I recommend these folks!


    Carlton Cummins - Tyler, TX
  • Wonderful place, Awesome staff. I would highly recommend them to anyone that is needed a loan.


    Tammy Willis - Temple, TX
  • Good people to take out a loan with... love them ... thank you guys!


    Marie Nunez - Lockhart, TX
  • They are the best... Friendly great service!


    Annie Marie - Tyler, TX
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