Blog / How You Can Build Good Credit with a Personal Loan

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Life preserver thrown out to save someone drowning during a financial emergency

When was the last time you checked your credit score? If you're like the majority of people in this country, it may have been far too long ago.

A recent study showed that nearly 60 per cent of Americans either never check their credit score or check it less than once per year.  

This can lead to some serious problems. Not knowing whether your credit has moved up or down can seriously hinder your ability to make wise financial choices. And if you have bad credit, you may not know until it's too late.

One of the worst times to find out your credit score is too low is when applying for a personal loan from a traditional lender like a bank or credit union. If your score doesn't cross a certain threshold, they may politely show you the door.

When this happens, don't worry -- there are still ways to acquire a quick and easy bad credit or no credit personal loan that can actually increase your credit score over the long term.

How an Online Personal Loan Can Increase Your Credit Score

When you may regular, on-time payments on your personal loan, Atlas Credit will report your consistency and trustworthiness to the major credit bureaus. That way, you can demonstrate to future lenders, landlords, and more than you deserve fair treatment.

Plus, when you qualify for and receive a personal loan, you can avoid other negatives like an overdrawn bank account, late bill payments, and more. Without the money you can receive from an online personal loan, you may end up further in the financial hole than you were before.

Think of a personal loan like a life preserver thrown out to individuals caught in the raging currents and crashing waves of a financial storm. By staying afloat, you can make it safely through the storm and come out on the other side a stronger swimmer.

At Atlas Credit, we firmly believe that individuals and their families should be able to qualify for a personal loan regardless of their bad credit score. We are always ready to say yes to applicants in situations where that extra cash could help them pay for unexpected expenses or emergencies. Even if you simply want to remodel your kitchen or have your vehicle repaired, a personal loan from Atlas Credit is always a better choice than maxing out your credit cards.

Our helpful associates are always ready to work hard to get you a personal loan at the best possible rates regardless of your credit score. Don't let yourself get pulled under the waves of your current financial downpour -- apply online for a personal loan of up to $1,400 from Atlas Credit or come in and see us today!

For more awesome financial advice from a bad credit or no credit lender you can trust, read the Atlas Credit blog every week!


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