If you're still new to the whole adult thing, you might find that there are far more instances in your daily life where you have to spend your hard-earned money than you might have expected.
This can bring up some serious financial dilemmas. You may even find yourself having to cut out a lot of the other stuff you wanted to buy because of the need to pay for something much more expensive than you foresaw.
What you might not know is that on many of the regular expenses in life, you can actually save a good deal of money by getting around paying the full retail price for them. Keep reading, and you'll discover 5 of the best ways you can save money by not paying the sticker price!
If it's time to get frugal, it's time to start collecting coupons. The Sunday paper is filled with a variety of coupons, and you can find some at the front of many grocery stores.
When you go grocery shopping, make sure you keep a list of what you need. This way, you'll save time by being able to check each item off one by one rather than meandering throughout the store. Plus, you won't have to turn around and burn gas to get back to the store once you realize you forgot something!
And one last thing: if at all possible, buy in bulk. When you buy a large amount of one item, you'll often get it at much cheaper than if you were to buy each one individually over time.
If you're in the market for a new car, don't pay the sticker price. Seriously -- you don't have to.
Practice your haggling skills and figure out just how low the dealer will go. Simply asking for the lowest they'll go might save you hundreds or even thousands of dollars.
But if you already have a car and need to make some repairs, never go with the first mechanic you call at the price they quote you. Tell them you're shopping around for a fair price, and try several other shops. Odds are you'll find one who can perform the work you need at a significantly lower cost.
Don't spend more than you have to on your entertainment. Instead of going out and buying expensive brand new movies and music every time they're released, go to thrift stores and other used retail outlets to purchase them.
Whatever you do, don't pay for full-priced cable or satellite unless you absolutely have to. And if you do, make sure you have it in a bundle form that includes high-speed Internet so you can save a little on both bills.
These days, there's hardly any reason to pay for monthly services like cable, because face it -- most of what you want is available on a far cheaper subscription service like Netflix, Hulu, or Amazon Prime.
And if you're into reading, go get a library card! Libraries have most of what you'd be looking for anyway, at zero cost!
When you buy an expensive item like a new computer, a phone, a TV, or even a vehicle, the seller will often encourage you to purchase an extended warranty that covers your product beyond the manufacturer's warranty.
Unless you're especially prone to breaking your valuable possessions, there's no need to fork over this extra dough. In all likelihood, the money you spend on that warranty will amount to nothing more than a higher price on the item itself.
Think about it like this. The money you would spend on that warranty can simply be saved and used to pay for the repair later on if it actually does break.
Your Credit Score
Like we mentioned in our blog post detailing how to make a correction on your credit report, you should never pay to have a company send you your report. In the past, this may have been necessary, but no longer.
All you really need to do these days is head over to a website like Credit Karma that allows you to see your credit reports from the three major US credit bureaus. From there, you can keep track of how your scores change and make any corrections necessary all from the comfort and affordability of your computer or other device.
See, there are plenty of major things in life you never truly have to pay full price for. But if you do find yourself running into too many expenses, there's always the option of a quick and easy personal loan from Atlas Credit to keep you running smoothly!
And for more helpful tips and tricks for your finances, take a look at some of the other posts in the weekly Atlas Credit blog!